Terms and Conditions

Last updated: January 15, 2024

Terms of Use

Please read these Terms of Use (“Terms”) carefully before using MoeCard mobile application (“the App”). These Terms constitute a legally binding agreement between you and MoeCard (“we,” “us,” or “our”) regarding your use of the App.

1. Acceptance of Terms

By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

2. App License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use on devices that you own or control, subject to these Terms.

3. User Restrictions

You agree not to:

  • Modify, reverse engineer, or decompile the App
  • Use the App for any illegal purpose
  • Attempt to gain unauthorized access to the App’s systems
  • Use the App to infringe on intellectual property rights
  • Distribute or share modified versions of the App
  • Use the App for commercial purposes without our permission

4. Content and Intellectual Property

Your Content

  • You retain all rights to the content you create using the App
  • All content is stored locally on your device
  • We do not claim ownership of your content

Our Content

  • The App and its original content are owned by MoeCard
  • Our trademarks, logos, and designs are protected by law
  • The App’s code and design are our intellectual property

5. In-App Purchases

Payment Terms

  • All purchases are processed through the App Store
  • Prices are displayed in your local currency
  • Payment will be charged to your App Store account
  • Subscriptions automatically renew unless cancelled

Refund Policy

  • Refunds are handled by the App Store
  • We do not directly process refunds
  • Follow App Store procedures for refund requests

6. Privacy and Data

  • We follow a zero-data-collection approach
  • All your content remains on your device
  • See our Privacy Policy for detailed information

7. Disclaimers

THE APP IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING:

  • Fitness for a particular purpose
  • Accuracy or reliability of results
  • Error-free or uninterrupted operation

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We are not liable for any indirect damages
  • Our total liability is limited to the amount you paid for the App
  • We are not responsible for device compatibility issues

9. Changes to the App

We reserve the right to:

  • Modify or discontinue the App
  • Update these Terms at any time
  • Change features or functionality
  • Require App updates for continued use

10. Termination

We may terminate your access to the App if:

  • You violate these Terms
  • You use the App fraudulently
  • Required by law or policy changes

11. Children’s Use

  • The App is suitable for children
  • No personal information is collected
  • Parental guidance is recommended
  • In-app purchases require adult approval

12. Contact Information

For questions about these Terms:

13. Governing Law

These Terms are governed by the laws of California, United States, without regard to conflict of law principles.

14. Severability

If any provision of these Terms is found invalid, the remaining provisions will continue in full effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and MoeCard regarding the App’s use.